We work with a number of car finance providers to get you the best deal to finance your ideal car. It's a simple, no-obligation process to apply online, and we'll get back to you in no-time with a decision.
With a range of flexible finance offers, you could be surprised at the cars you could be driving.
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Should you wish we will deliver your purchase nationwide free of charge.
Q: I have Poor credit history, can I get car finance?
A: We work with lenders who lend based on affordability not history and have a 90%+ pass rate. That being said the worse the history the higher the rate.
Q: What do I need to do after I fill out the application?
A: Send us the following, 3 Months Current account bank statements these must be as up to date as possible and have your name and address printed on the top.
3 of your latest payslips and a copy of your in date Irish or Euro driving license.
Please note these must be clearly visible and in date, ideally in PDF format emailed to [email protected]. We can accept WhatsApp images of the documents to 0864098277 but these must also be very legible.
Q: Do I need to be working?
A: In most cases yes but we do have a lender who accepts some forms of social welfare, disability payments etc.… Call us for more info.
Q: Is there a minimum income level to apply?
A: Each lender varies but you would need to be taking home approx. €1400 as a minimum but they also take all household income into consideration ie: partner/spouse, Family income support etc.
Q: How long does the whole process take?
A: Some lenders have a decision within 1 hour, The lenders specialising in bad credit take longer. The most delays are from getting the proofs into the lender, once all them are in it speeds it speeds things up.
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